Vai trò và ứng dụng của Fintech trong lĩnh vực Tại chính - Ngân hàng hiện nay

Abstract

Abstract: Since the birth of the industrial revolution 4.0, up to now, it has helped  the fast development of the sosial form of countries around the world develop in general, including Vietnam in particular. The application of advanced and modern technology meets the quality and service time for people is more and more complete. At the beginning of the 20 st century, the banking and finance sector has the advantage of a modern technology platform on demand for the development of high-standard services, which will have a competitive advantage in the market, including Fintech activities. Therefore, with the application of the latest achievements of scientific and technological advances, especially information technology in financial operations and transactions that have been taking place globally. Over the past decade, not only in Vietnam but also in the world, the phrase "Fintech" is frequently mentioned, however not everyone fully understands this new type of business. Fintech has grown into a wave in many countries around the world. These technology-based financial services bring convenience to consumers and open up new potentials in improving financial access. This article will study the process of formation and development of Fintech, its importance and recommendations for its application in finance and banking sector in Vietnam nowadays.